Service fee 30% off for next loan  

Your Life Time Financial Health Partner


Borrow Rp 500,000 to Rp 1,000,000 with tenor 7 to 30 days

If you borrow 7 days, below charges will be applied

Service fee 0.2%/day

Risk Provision Fee Rp 14,000/one time

Operation Fee Rp 13,417/one time

Collection Fee Rp 11,667/one time

Data Processing and Risk Scoring Fee Rp 13,417/one time

Service fee only 0.14%/day for recurring customers 

If you borrow 30 days, below charges will be applied

Service fee 0.2%/day

Risk Provision Fee Rp 60,000/one time

Operation Fee Rp 57,500/one time

Collection Fee Rp 50,000/one time

Data Processing and Risk Scoring Fee Rp 57,500/one time

Service fee only 0.14%/day for recurring customers 

Who Are We

We commenced our lending fintech platform in Indonesia since December 2016, under the control by the parent company of Hadoop Fintech (Hong Kong) Limited, a limited liability company incorporated in Hong Kong.

We are aimed to launch mobile innovation for more financial inclusion service the underbanked people. Our technology enables qualified borrowers to access affordable and flexible digital credit through mobile devices.

We are intended to be a leading lending fintech platform in Indonesia connecting investors and individual borrowers. Our online platform automates key aspects of our operations and enables us to efficiently approve qualified borrowers’ application and execute loan transactions. Leveraging the extensive experience of our management team, we provide an effective solution to address largely underserved individual borrower demand in Indonesia. Our borrowers come from a variety of channels, including online sources, such as the internet, social networks and our mobile applications, as well as offline sources, such as referrals from sales network and word of mouth by existent borrowers.

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Our Advantages

Swift lending

15 minutes to apply, 2 - 48 hours to approve

All submission on the phone

all submission on the phone, you don't need to prepare any paper document

Discount up to 30% for next loan

if you borrow the second time, you can enjoy a 30% discount of service fee

No guarantee needed

You don't need to provide any guarantee such as house, motor or your gadgets

All privacy well proteced

All the information you fill in will only be used for loan verification. We will not leak your informaiton to any third party

Easy to repay

You can pay back easily via ATM, online banking, mobile banking or mini marts. Just relax and enjoy your finacial comfort.

Our mission is to launch mobile innovated financial services to more underbanked people in Indonesia

Repaid is just that easy

 Service fee 30% off for next loan

What our customer said about us

Aplikasi yang sangat mbantu. Trimakasih atas semua respon dan kerjasamanya. Untuk penilainya saya sangat puas dengan semua layanan dan info-infonya. ”  

-- Zidni Alfarezel, Jakarta


How long is the approval process?

It only takes you about 15 mins to fill in the information needed. After you submit the application, it will take 2 to 48 hours for the system to verify your application. If our system approves your loan application, the money will be transferred to your bank account in less than 2 days. Note: On weekends you will need a longer time.

Do I need to provide any collateral

You don't need to provide any collaterals such as gold, motorcycle or house. On Danacepat you just need to upload photo of your KTP, BPJS/NPWP, Slip Gaji/screenshot of bank transaction.

Will my information be leaked?

We guarantee that your informatin will only be used for your loan verification. We will not leak any of your information to any third party.

Who can apply for the loan?

A person between the ages of 18 and 50, who has a stable job and stable phone number

How do I repay the loan?

We provide several ways for you to repay the loan. By: E-Banking / Mobile Banking / ATM / Minimarket Alfa Group

1. Login / login through the application, find out which number you should return.

2. Click [I Want To Pay] button, use [Bank] option to make payment. You will get a Virtual Account code and steps to make a payment

3. If you want to return via minimarket Alfa Group, choose [Minimarket] and get payment code through your Virtual Account, and show you to shop assistant

What is credit score? How to increase it?

Your credit score is a comprehensive calculation with the system, depends on your return records, the information you provide, how long you use the Quick Fund, and your other personal information your provides. The higher your credit score is, the easier your application will be approved.

Any bad credit behavior in DanaCepat will have an impact on the loan / vehicle / home mortgage (installment) / credit card application. We encourage you to build a good credit record so that you will enjoy other financial services in the future.

How many times I can borrow from Danacepat?

There is no limitation on how many times you can borrow. You just need to repay the previous loan on time then you can borrow another time. 

Unable to upload EKTP / BPJS / screenshots or private photos / personal contacts

Make sure you have entered the correct information and make sure your internet connection is running well, and be in place that get a strong signal. If it still does not work, please contact our customer service.


Jl. Raya Kresek, Greenlake City, Rukan Sentra Niaga, Blok P no.6, Duri Kosambi, West Jakarta 11750


0812 8031 8309




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